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The AMS/GSS Health & Dental Plan was designed by students for students to take care of expenses not covered by basic health care plans, such as British Columbia’s Medical Services Plan (MSP), equivalent provincial health care plans, and private basic plans. The comprehensive Plan covers prescription drugs, dental care, psychologist visits, travel health coverage, vision care, and much more.
Click here for coverage details Current AMS/GSS Health & Dental Plan
Open to all UBC students experiencing financial hardship. Full reimbursement subsidy of the Health & Dental Plan fee is available on a needs basis from the AMS and GSS through the AMS/GSS Health Plan Premium Assistance Fund. Visit the Subsidies Page for more information.
The Change-of-Coverage Period is the period at the beginning of the term when you can either opt-in/out or enroll your spouse and/or dependents. These dates are strict, and no exceptions can be made.
If you start school in Winter Term 1, the 2026/27 Change-of-Coverage Period is August 24th – September 28th, 2026. If you’re a new student starting in Winter Term 2, the Change-of-Coverage Period is January 5th – January 25th, 2027.
Visit the Alumo page for more information.
All AMS and GSS members (excluding those taking distance education courses only) are automatically enrolled, including full-time and part-time students, international students, and those auditing a course. If you are covered, the cost of the Plan is part of your student fees and no further action is required.
If you are not automatically enrolled in the AMS/GSS Health & Dental Plan but are eligible to opt-in, you can apply during the applicable Change-of-Coverage Period.
Opt In to the AMS/GSS Health & Dental Plan
If you already have equivalent extended health and dental coverage, such as through a parent or spouse’s employee benefits plan, an employer, a band council, or Health Canada, you may be eligible to opt-out of the AMS/GSS Health & Dental Plan. BC MSP alone is not considered equivalent coverage and cannot be used to opt-out.
To opt-out:
Opt Out of the AMS/GSS Health & Dental Plan
Acceptable proof can include documentation showing your extended health and dental coverage, such as a benefits summary, insurance card/certificate, or letter from your employer or insurer. You should still pay all university fees by UBC’s applicable payment deadline, even if you intend to opt out. Once your opt-out has been approved, the Health & Dental Plan fee will be credited to your student account. Alumo advises allowing at least 15 business days after receiving confirmation of an approved opt-out for the credit to appear on Workday.
If you opt out for 2026/27, your opt-out applies from September 1st, 2026 to August 31st, 2027. If you remain eligible the following year and wish to opt out again, you will need to renew your opt-out.
Learn more about the AMS Opt-in and Opt-Out processes.
For a more efficient reimbursement process, register and submit your claims on the Pacific Blue Cross (PBC) website. Your policy number is 43979 (health, travel, and dental), and your ID number is your student number.
If you’re covered by another plan, you can combine this plan with the AMS/GSS Health & Dental Plan to maximize your overall coverage and eliminate out-of-pocket costs.
If you are an international student with questions about MSP, please call the MSP office at 604 683-7151 or email to mspenquiries@hibc.gov.bc.ca
If you have questions about iMED, the temporary insurance plan for all new UBC international students, please contact GuardMe by phone at 905-752-6200 or 1-888-756-8428 (toll-free) or by email at customercare@guard.me.
If you have other questions related to international students, please contact UBC International Student Advising.
